COURSE DESCRIPTIONS

This course provides the Life/Health or Casualty agent or broker with an easy way to gain basic knowledge of Commercial Property insurance forms and coverages. There are numerous real-life illustrations that support any agent's efforts to immerse himself or herself in the property insurance world.This course offers the agent/broker many opportunities to practice the principles of commercial property insurance selection and underwriting. It provides an excellent prerequisite to the Commercial Property Policy course that is designed for intermediate learners.

CE 201

This course provides an introduction to risk management and is designed for new agents/brokers, claim adjusters, risk managers or any corporate employee who needs a basic understanding of risk and the risk management process. This course explains the steps in the Risk Management process - identifying, measuring, treating, implementing and monitoring but also how to apply each of the various treatment options - avoiding, retaining, transferring and insuring. This course will help Agents/Brokers understand how Risk Management relates to Life Insurance, Construction Safety concerns, Workplace Safety Compliance and Accident Analysis. 

CE 202

RISK MANAGEMENT - RISK FINANCING OPTIONS - 4 CREDITS - NYCR 213909/504029

Approved for BR, PC, PA, C3, LA, LB, and C1

This course analyzes the five basic steps of Risk Management and focuses on the various financing options such as: Deductible Plans, Captives and Rent-a-Captives, Self Insurance and non-insurance transfers. The importance of Financial Statements is explained as well as the various financial concepts used in presenting information to management such as ratio and time series and weighted average.

CE 501

ESTATE PLANNING - 8 CREDITS - NYCR 212278/C58920/502163

Approved for LA, LB and C1

The purpose of this course is to equip the financial services professional with the technical knowledge of estate planning. The course provides agents with a basic foundation in estate planning. They will be able to find prospects in need of estate planning services and gain a more in depth understanding of different taxation issues. Agents will learn about the estate administration process, estate shrinkage, trusts, wills, property transfers and much more. The knowledge acquired from this course will enable the agent to expand his or her market.

CE 502

TAXATION OF FINANCIAL PRODUCTS - 4 CREDITS - 100460

Approved for LA, LB and C1

This course is designed for all financial service professionals. It explains the basics of selected financial products and their income tax treatment. Focus is on Federal Income Tax, Mutual Funds, Annuities, Stocks, Bonds, Life Insurance and Qualified Plans. The information is comprehensive and up-to-date with current tax laws and planning strategies. It provides the financial services professional with the proper information needed to help meet clients' objectives.

CE 401

ETHICS FOR THE INSURANCE PROFESSIONAL      

(SELF STUDY) - 8 CREDITS - NYCS 212328/C60355/503315

Approved for BR, PC, PA, C3, LA, LB and C1

This course outlines the broad parameters of a life insurance agent's ethical responsibilities. It details the Agent's responsibility to the insurer, policy owners and the publics and outlines legal and fiduciary issues. Case studies and examples throughout the text reflect common ethical dilemmas agents face. Ethics serves to help insurance professional build long lasting, successful and stable careers.

This course provides a comprehensive study of insurance fundamentals. It will enhance one's ability to apply insurance knowledge to sales and underwriting decisions. Agents, corporate employees or anyone who needs a basic understanding of how insurance works will benefit from this program. It provides explanations of a number of important terms and concepts. Insurance Fundamentals will allow an agent or broker to become a more valuable member of the insurance community by adding to his or her intellectual capital. With its knowledge base in property-casualty, the course provides a life/health agent with a good way to study the Property and Casualty side of the business.

CE 403

UNDERSTANDING THE FINANCIAL NEEDS OF PROPERTY & CASUALTY CLIENTS               

(SELF STUDY) - 8 CREDITS - NYCS 212290/503317

Approved for BR, PC, PA, C3, LA, LB and C1

 This course prepares Property and Casualty agents/brokers who are licensed as multi-line agents to offer final protection to their insureds.  It identifies ways agents/brokers can assist Property and Casualty insureds to develop strategies that build financial security throughout a client’s life cycle.  The course also helps agents/brokers gain a more complete understanding of clients’ financial risks, as well as ways to address those risks in a full-service insurance agency. Agents will be better able to develop financial protection solutions based on individual client needs.